Q: I have a PENDING charge on my bank statement - WHY?
A: The PENDING charge is because you or a family member used a DEBIT or CREDIT card for a recent transaction. BANK's use an "estimated" amount as a HOLD or Pending against your account balance until the ACTUAL sale amount is posted to your account.
Q: When will the PENDING or HOLD amount disappear?
A: It can take your BANK up to 24 - 72 hrs to clear the PENDING or HOLD amount.
Q: I have an OVERCHARGE amount on my bank statement - WHY?
A: The OVERCHARGE amount is also called a PENDING or a HOLD amount.
- Pending or Hold amounts appear on your statement because you or a family member used a DEBIT or CREDIT card in a recent transaction.
- For example, Vending machines or Hotels or Car Rentals use an "estimated amount" or a "Pending Amount" because the total or final transaction amount is not known at the time of the CARD authorization.
Q: MY Debit or Credit card was LOST or STOLEN. What should I do?
A: Call your bank IMMEDIATELY.
- Call the number listed on the back of your card.
- Report your card lost or stolen to them.
- The bank will reverse any charges not made by you.
Q: What is HOTEL BUSINESS EXPRESS CTR?
A: You or a family member used a business center at a recent hotel stay and were charged for the services used. Typically, the business center services include:
- Check email
- Printing services
- Fax services
- Copy services
- Boarding Pass Printing
Q: What if I DO NOT recognize the BUSINESS NAME on my statement?
A: You or a family member most likely made a recent purchase at an unattended VENDING machine that typically sells drinks or snacks. See examples of business names below:
- Vend at Coca Cola
- CocaCola Vending
- Vend at Pepsi
- Vend at ePort
- Vend at USA Technologies
- Hotel Business Express Ctr
- Copy-Fax Services
- Vend at AirServ
- Canteen Vending
- Toll Road fee paid on a turnpike
- Vend at Starbucks or Seattle's Best
- USAT Online - Energy Misers or ePort purchases
- Hurricane Simulator
- Cafeteria Card to Card Revalue
- Car Washes, Golf Tokens
Q: What if I do not see the BUSINESS NAME on the list above?
A: Send us the business name you would like to identify by filling out and submitting this form and we will verify the charge.
Q: How do I get a REFUND for an item or service that I did not receive?
A: Fill out and submit the refund form. All form fields are required.
Q: How do I get a RECEIPT?
A: Fill out and submit the receipt form. All form fields are required.
Q: What is a credit card authorization?
A: A credit card authorization is used to verify if the cardholder has available funds to make a purchase at a vending machine, a retailer or for an online ecommerce transaction.
Q: Do I need a receipt?
A: No. You do not need a receipt when making a vending machine purchase. However the purchase amount and vending name will appear on your bank statement and serves as confirmation of your purchase.
Q: What card payment types do the vending machines accept?
A: The ePort point of sale terminals supports most credit cards and non-pin debit transactions.
Q: What is a chargeback?
A: Chargebacks are typically initiated or disputed by the cardholder for several reasons, but the most common reasons are as follows:
- Consumer or cardholder claims to have never received the goods or services as promised at the time of purchase.
- Fraud - consumer or cardholder claims they did not authorize the purchase, or possible identity theft.
- Billing issues - consumer or cardholder claims incorrect amount billed, or refund never issued or duplicate billing or cardholder is charged twice for the same transaction.
Q: What is fraudulent transactions?
A: Fraudulent transactions are when a credit card is used without the consent or proper authorization of the cardholder or in some cases, a merchant is responsible for charges fraudulently imposed on a customer. Mostly, fraudulent card transactions originate with criminals who gain access to secure payment card data and set up schemes to exploit cardholder information.
Q: Is paying with a Credit Card on a Vending Machine safe and secure?
A: Yes. Like all USA Technologies products, ePorts go through third-party testing and validation. The ePort Connect network where the ePort communicates is validated against the PCI SSC's (PCI Security Standards Council) strict regulations. The PCI Security Standards Council sets the standards that payment system vendors must follow when developing hardware and software. The ePort Connect network PCI DSS approved and is recertified annually.
Q: How does it work?
A: The unattended ePort cashless point of sale terminal located on vending machines and its software application securely handles the communication between our secure payment gateway - called ePort Connect, and the vending machine purchase.
Q: What is point-to-point encryption, and why is it important?
A: Security is paramount at USA Technologies. USAT uses point-to-point encryption to protect your card information when you swipe your card at the vending machine. The card data is protected from the point of purchase all the way to the credit card processing company. This prevents sensitive card data from being stored at the vending machine or being intercepted in-transit.
Q: Is USA Technologies (USAT) PCI-DSS compliant?
A: Yes. USA Technologies is annually certified by Trustwave and Visa for PCI compliance. USAT is PCI-DSS - Level 1 - Service Provider certified. You can locate additional information by clicking on the following link: www.visa.com/cisp. There you will find a link to a Visa pdf document and on page 48, USA Technologies is listed as PCI-DSS compliant.